I will go Bali for a vacation with hubby and friends this coming August.  I’ve been told by the travel agent that we need to buy travel insurances as trip protection before we departure.

This insurance is to protect us if anything happen before or during the vacation. I still remembered that my luggage was broke when I went to Korea last year. Luckily I did bought travel insurance and I got my compensate for my luggage. So, it is good for us to buy this kind of insurance when we go for vacation. We can’t predict what will happen during the vacation.