Who is a big spender here? Is me. I admitted that I’m a big spender especially after married. May be I have extra money that hubby gives me to spend every month. I seldom to save them up but used all. LOL!!! Now, most of the time I will spend it on my kid’s stuffs like clothes, books, toys rather than shop for my own stuffs.

But I went for shopping few days ago as to buy some nice shoes to pamper myself. Hubby told me that it’s better to use cash instead of credit card. Too bad I have no more cash after bought some books and clothes for my son. I have no choice but used the credit card.

Sometimes I feel hard without any Credit Cards on hand. It’s useful when we need it urgently. But we have to use it wisely or else you may get involve in debts.